/* Homepage-only styles (loaded in addition to main.css) */

.hero { min-height:100vh; position:relative; display:flex; align-items:center; padding:120px 4vw 80px; overflow:hidden; }
.hero-bg {
  position:absolute; inset:0;
  background: radial-gradient(ellipse 80% 60% at 70% 50%, rgba(201,168,76,0.07) 0%, transparent 60%),
              radial-gradient(ellipse 40% 40% at 20% 80%, rgba(30,45,69,0.8) 0%, transparent 60%),
              linear-gradient(135deg, #0a0e1a 0%, #0d1525 50%, #0a0e1a 100%);
}
.hero-img-grid {
  position:absolute; right:-2%; top:0; bottom:0; width:52%;
  display:grid; grid-template-columns:1fr 1fr 1fr; grid-template-rows:repeat(5,1fr); gap:3px; opacity:.22;
  mask: linear-gradient(to right, transparent 0%, rgba(0,0,0,0.5) 20%, rgba(0,0,0,0.9) 50%, #000 100%);
  -webkit-mask: linear-gradient(to right, transparent 0%, rgba(0,0,0,0.5) 20%, rgba(0,0,0,0.9) 50%, #000 100%);
}
.hero-img-grid img { width:100%; height:100%; object-fit:cover; filter: grayscale(60%) sepia(20%); }
.img-span2 { grid-row: span 2; }
.img-span3 { grid-row: span 3; }
.hero-content { position:relative; z-index:2; max-width:650px; }
.hero-stats { display:flex; gap:2.5rem; padding-top:2rem; border-top:1px solid var(--border); flex-wrap:wrap; }
.stat-num { font-family:'Bebas Neue', sans-serif; font-size:2.4rem; font-weight:400; color:var(--gold-light); line-height:1; letter-spacing:.04em; }
.stat-label { font-size:.65rem; font-weight:300; color:var(--text-muted); letter-spacing:.14em; text-transform:uppercase; margin-top:4px; }
.scroll-hint { position:absolute; bottom:2rem; left:50%; transform:translateX(-50%); display:flex; flex-direction:column; align-items:center; gap:8px; color:var(--text-muted); font-size:.6rem; letter-spacing:.2em; text-transform:uppercase; }
.scroll-line { width:1px; height:40px; background: linear-gradient(to bottom, var(--gold), transparent); animation: scrollPulse 2s infinite; }
@keyframes scrollPulse { 0%,100%{opacity:.3;transform:scaleY(1)} 50%{opacity:1;transform:scaleY(0.5)} }

/* VIDEO SECTION */
.video-section { padding:80px 0 60px; background:linear-gradient(180deg, var(--navy) 0%, var(--navy-mid) 100%); position:relative; overflow:hidden; }
.video-frame-wrap { max-width:880px; margin:0 auto; position:relative; }
.video-glow { position:absolute; inset:-3px; background:linear-gradient(135deg,var(--gold),transparent 50%,var(--gold)); border-radius:6px; z-index:0; opacity:.5; }
.video-player { position:relative; z-index:1; background:#000; border-radius:4px; overflow:hidden; box-shadow:0 30px 80px rgba(0,0,0,0.7); }
.video-player video { width:100%; display:block; }
.video-caption { text-align:center; margin-top:1rem; font-size:.65rem; color:var(--gold); letter-spacing:.2em; text-transform:uppercase; }
.video-stats { display:flex; justify-content:center; gap:2.5rem; margin-top:1.5rem; flex-wrap:wrap; }
.video-stats .divider { width:1px; background:var(--border); }
.video-stat-num { font-family:'Bebas Neue', sans-serif; font-size:1.6rem; color:var(--gold-light); letter-spacing:.04em; }
.video-stat-label { font-size:.6rem; color:var(--text-muted); letter-spacing:.16em; text-transform:uppercase; }

/* SERVICES */
.services-section { padding:100px 0 80px; background: var(--navy); }
.services-header { display:grid; grid-template-columns:1fr 1fr; gap:4rem; align-items:end; margin-bottom:5rem; }
.services-header-right { display:flex; flex-direction:column; align-items:flex-end; justify-content:flex-end; }
.services-view-all { color:var(--gold); font-size:.72rem; letter-spacing:.16em; text-transform:uppercase; text-decoration:none; display:flex; align-items:center; gap:8px; transition:gap .25s; }
.services-view-all:hover { gap:14px; }
.services-grid { display:grid; grid-template-columns:repeat(4,1fr); gap:2px; }
.service-card { position:relative; overflow:hidden; background:var(--navy-mid); padding:2.5rem 2rem; border:1px solid rgba(255,255,255,0.04); transition:border-color .3s, transform .3s; cursor:pointer; min-height:260px; display:flex; flex-direction:column; justify-content:space-between; text-decoration:none; }
.service-card::before { content:''; position:absolute; inset:0; background:linear-gradient(135deg, rgba(201,168,76,0.06) 0%, transparent 60%); opacity:0; transition:opacity .3s; }
.service-card:hover::before { opacity:1; }
.service-card:hover { border-color:rgba(201,168,76,0.3); transform:translateY(-4px); }
.service-card-content { position:relative; z-index:1; }
.service-icon { width:44px; height:44px; margin-bottom:1.5rem; display:flex; align-items:center; justify-content:center; }
.service-icon svg { width:26px; height:26px; stroke:var(--gold); fill:none; stroke-width:1.5; }
.service-num { font-family:'Cormorant Garamond', serif; font-size:3rem; font-weight:300; color:rgba(201,168,76,0.12); position:absolute; top:1.5rem; right:1.5rem; line-height:1; }
.service-name { font-family:'Cormorant Garamond', serif; font-size:1.25rem; font-weight:600; color:var(--white); margin-bottom:.5rem; line-height:1.2; }
.service-desc { font-size:.78rem; font-weight:300; color:var(--text-muted); line-height:1.6; margin-bottom:1.5rem; }
.service-arrow { width:28px; height:28px; border-radius:50%; border:1px solid var(--border); display:flex; align-items:center; justify-content:center; transition: background .25s, border-color .25s; }
.service-card:hover .service-arrow { background:var(--gold); border-color:var(--gold); }
.service-arrow svg { width:12px; stroke:var(--gold-light); }
.service-card:hover .service-arrow svg { stroke:var(--navy); }

/* STRATEGY / FEATURED */
.strategy-section { padding:80px 0; background: linear-gradient(180deg, var(--navy) 0%, var(--navy-mid) 100%); }
.strategy-inner { display:grid; grid-template-columns:1fr 1fr; gap:0; min-height:520px; border:1px solid var(--border); overflow:hidden; border-radius:4px; }
.strategy-visual { position:relative; overflow:hidden; background:var(--navy-light); }
.strategy-visual-img { width:100%; height:100%; object-fit:cover; opacity:.5; filter:grayscale(30%) sepia(15%); }
.strategy-visual-overlay { position:absolute; inset:0; background:linear-gradient(135deg, rgba(10,14,26,0.5) 0%, rgba(201,168,76,0.12) 100%); }
.strategy-badge { position:absolute; top:2rem; left:2rem; background:rgba(201,168,76,0.15); border:1px solid var(--gold); padding:6px 14px; font-size:.6rem; font-weight:500; letter-spacing:.18em; text-transform:uppercase; color:var(--gold); backdrop-filter:blur(8px); }
.strategy-visual-text { position:absolute; bottom:2rem; left:2rem; right:2rem; }
.strategy-visual-title { font-family:'Cormorant Garamond', serif; font-size:1.7rem; font-weight:300; color:var(--white); line-height:1.2; font-style:italic; }
.strategy-content { padding:3.5rem; display:flex; flex-direction:column; justify-content:center; background:var(--navy-mid); }
.strategy-features { list-style:none; margin:2rem 0; display:flex; flex-direction:column; gap:1rem; }
.strategy-features li { display:flex; align-items:flex-start; gap:12px; font-size:.88rem; color:var(--text-muted); line-height:1.5; }
.feature-dot { width:6px; height:6px; border-radius:50%; background:var(--gold); flex-shrink:0; margin-top:6px; }

/* SECTORS MOSAIC */
.sectors-section { padding:80px 0; background:var(--navy); }
.sectors-mosaic { display:grid; grid-template-columns:2fr 1fr 1fr; grid-template-rows:240px 240px; gap:3px; margin-top:3rem; }
.sector-tile { position:relative; overflow:hidden; cursor:pointer; }
.sector-tile:first-child { grid-row:span 2; }
.sector-tile img { width:100%; height:100%; object-fit:cover; filter:grayscale(40%) sepia(20%) brightness(.7); transition:transform .5s ease, filter .4s; }
.sector-tile:hover img { transform:scale(1.07); filter:grayscale(10%) sepia(10%) brightness(.85); }
.sector-overlay { position:absolute; inset:0; background:linear-gradient(to top, rgba(10,14,26,0.85) 0%, transparent 60%); display:flex; align-items:flex-end; padding:1.5rem; }
.sector-name { font-family:'Cormorant Garamond', serif; font-size:1.15rem; font-weight:600; color:var(--white); }
.sector-count { font-size:.65rem; color:var(--gold); letter-spacing:.14em; text-transform:uppercase; }

/* KEYMAN + D&O TYPE SECTION */
.insurance-types { padding:80px 0; background:var(--navy-mid); }
.ins-grid { display:grid; grid-template-columns:1fr 1fr; gap:3px; margin-top:3rem; }
.ins-card { position:relative; overflow:hidden; padding:3rem; min-height:320px; display:flex; flex-direction:column; justify-content:space-between; background:var(--navy); border:1px solid rgba(255,255,255,0.05); transition:border-color .3s; }
.ins-card:hover { border-color:var(--border); }
.ins-tag { display:inline-block; background:rgba(201,168,76,0.1); border:1px solid rgba(201,168,76,0.3); padding:4px 10px; font-size:.6rem; color:var(--gold); letter-spacing:.16em; text-transform:uppercase; margin-bottom:1.5rem; border-radius:2px; }
.ins-title { font-family:'Cormorant Garamond', serif; font-size:1.8rem; font-weight:600; color:var(--white); line-height:1.15; margin-bottom:1rem; }
.ins-desc { font-size:.85rem; color:var(--text-muted); line-height:1.7; }
.ins-list { list-style:none; margin-top:1.5rem; display:flex; flex-direction:column; gap:.6rem; }
.ins-list li { font-size:.8rem; color:var(--text-muted); display:flex; align-items:center; gap:8px; }
.ins-list li::before { content:''; width:5px; height:5px; border-radius:50%; background:var(--gold); flex-shrink:0; }

/* PLANNING CARDS */
.planning-section { padding:80px 0; background:var(--navy); }
.planning-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:2px; margin-top:3rem; }
.plan-card { background:var(--navy-mid); border:1px solid rgba(255,255,255,0.04); overflow:hidden; transition:border-color .3s, transform .3s; text-decoration:none; display:block; }
.plan-card:hover { border-color:var(--border); transform:translateY(-3px); }
.plan-card-body { padding:1.75rem; }
.plan-card-cat { font-size:.6rem; color:var(--gold); letter-spacing:.18em; text-transform:uppercase; margin-bottom:.75rem; }
.plan-card-title { font-family:'Cormorant Garamond', serif; font-size:1.25rem; font-weight:600; color:var(--white); margin-bottom:.6rem; line-height:1.2; }
.plan-card-desc { font-size:.8rem; color:var(--text-muted); line-height:1.65; }

/* ABOUT SNAPSHOT */
.about-section { padding:80px 0; background:var(--navy); }
.about-inner { display:grid; grid-template-columns:1fr 1.4fr; gap:5rem; align-items:center; }
.about-visual { position:relative; }
.about-img-wrap { position:relative; overflow:hidden; border-radius:2px; }
.about-img-wrap img { width:100%; aspect-ratio:3/4; object-fit:cover; filter:grayscale(15%) sepia(6%); }
.about-img-overlay { position:absolute; inset:0; background:linear-gradient(to top, rgba(10,14,26,0.5) 0%, transparent 50%); }
.about-img-badge { position:absolute; bottom:-1.5rem; right:-1.5rem; background:linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%); color:var(--navy); padding:1.5rem; text-align:center; min-width:130px; }
.about-badge-num { font-family:'Cormorant Garamond', serif; font-size:2.2rem; font-weight:700; line-height:1; }
.about-badge-text { font-size:.6rem; font-weight:500; letter-spacing:.14em; text-transform:uppercase; margin-top:4px; }
.about-title { font-family:'Cormorant Garamond', serif; font-size:2.6rem; font-weight:300; color:var(--white); line-height:1.1; margin-bottom:1.5rem; }
.about-title em { font-style:italic; color:var(--gold-light); }
.about-text { font-size:.9rem; color:var(--text-muted); line-height:1.85; margin-bottom:1.5rem; }
.about-credentials { display:grid; grid-template-columns:1fr 1fr; gap:1rem; margin:1.5rem 0 2rem; }
.cred-item { padding:1rem; background:rgba(255,255,255,0.03); border:1px solid rgba(255,255,255,0.06); border-radius:2px; }
.cred-title { font-size:.68rem; color:var(--gold); letter-spacing:.12em; text-transform:uppercase; margin-bottom:.3rem; }
.cred-val { font-family:'Cormorant Garamond', serif; font-size:1rem; font-weight:600; color:var(--white); }

/* TESTIMONIALS */
.testimonials-section { padding:80px 0; background:var(--navy-mid); overflow:hidden; }
.testimonials-grid { display:grid; grid-template-columns:repeat(3,1fr); gap:2px; margin-top:3rem; }
.testimonial-card { background:var(--navy); border:1px solid rgba(255,255,255,0.04); padding:2rem; transition:border-color .3s; }
.testimonial-card:hover { border-color:var(--border); }
.t-quote { font-family:'Cormorant Garamond', serif; font-size:2.5rem; color:var(--gold); opacity:.4; line-height:1; margin-bottom:.5rem; }
.t-text { font-size:.88rem; color:var(--text-muted); line-height:1.7; font-style:italic; margin-bottom:1.5rem; }
.t-author { display:flex; align-items:center; gap:12px; }
.t-avatar { width:40px; height:40px; border-radius:50%; background:linear-gradient(135deg, var(--gold) 0%, var(--gold-light) 100%); display:flex; align-items:center; justify-content:center; font-family:'Cormorant Garamond', serif; font-size:1rem; font-weight:700; color:var(--navy); flex-shrink:0; }
.t-name { font-size:.85rem; font-weight:500; color:var(--white); }
.t-role { font-size:.68rem; color:var(--text-muted); }

/* LEAD MAGNET / DOWNLOADS */
.lead-magnet { padding:80px 0; background: linear-gradient(135deg, var(--navy-mid) 0%, var(--navy-light) 100%); border-top:1px solid var(--border); border-bottom:1px solid var(--border); }
.lead-magnet-inner { display:grid; grid-template-columns:1fr 1fr; gap:4rem; align-items:center; }
.lead-magnet-downloads { display:grid; grid-template-columns:1fr 1fr; gap:1rem; margin-top:2rem; }
.download-card { background:rgba(201,168,76,0.06); border:1px solid var(--border); padding:1.25rem; border-radius:2px; cursor:pointer; transition:border-color .25s, background .25s; text-decoration:none; display:block; }
.download-card:hover { border-color:var(--gold); background:rgba(201,168,76,0.1); }
.download-icon { font-size:1.4rem; margin-bottom:.5rem; }
.download-title { font-size:.8rem; font-weight:500; color:var(--white); line-height:1.3; margin-bottom:.25rem; }
.download-type { font-size:.6rem; color:var(--gold); letter-spacing:.14em; text-transform:uppercase; }

/* CONTACT CTA (homepage) */
.contact-section { padding:100px 0; background: linear-gradient(180deg, var(--navy) 0%, #08111f 100%); text-align:center; position:relative; overflow:hidden; }
.contact-bg-glow { position:absolute; top:50%; left:50%; transform:translate(-50%,-50%); width:600px; height:600px; background: radial-gradient(circle, rgba(201,168,76,0.08) 0%, transparent 70%); pointer-events:none; }
.contact-section .section-title { text-align:center; font-size:clamp(2.2rem,4vw,4rem); }
.contact-section .section-desc { margin:0 auto 2rem; text-align:center; }
.contact-ctas { display:flex; gap:1rem; justify-content:center; flex-wrap:wrap; }
.contact-info-row { display:flex; gap:3rem; justify-content:center; margin-top:3rem; flex-wrap:wrap; }
.contact-info-row .contact-item { display:flex; align-items:center; gap:10px; font-size:.82rem; color:var(--text-muted); }
.contact-info-row svg { stroke:var(--gold); width:16px; height:16px; }

@media(max-width:1024px){
  .services-grid { grid-template-columns:repeat(2,1fr); }
  .planning-grid { grid-template-columns:1fr 1fr; }
  .about-inner { grid-template-columns:1fr; }
  .about-img-badge { right:0; }
}
@media(max-width:768px){
  .hero-img-grid { display:none; }
  .hero-title { font-size:2.5rem; }
  .hero-stats { gap:1.5rem; }
  .services-header { grid-template-columns:1fr; gap:1rem; }
  .services-grid { grid-template-columns:1fr; }
  .strategy-inner { grid-template-columns:1fr; }
  .strategy-visual { min-height:220px; }
  .sectors-mosaic { grid-template-columns:1fr 1fr; grid-template-rows:auto; }
  .sectors-mosaic .sector-tile:first-child { grid-column:span 2; }
  .ins-grid { grid-template-columns:1fr; }
  .planning-grid { grid-template-columns:1fr; }
  .lead-magnet-inner { grid-template-columns:1fr; }
  .testimonials-grid { grid-template-columns:1fr; }
  .about-credentials { grid-template-columns:1fr; }
}